Frequently Asked Questions

FAQ

Popular Question

It’s easy. I’ll show you all the details of a specific deal, including the property, purchase price, and repayment terms. You’ll receive a loan agreement, promissory note, and deed of trust for your records. From there, we close, and you start receiving monthly payments right away.

Unlike stocks or crypto, your money is backed by a tangible asset—real estate. The deal is structured for stability and security, and you’re not exposed to the same volatility. Plus, the returns are higher than what most traditional investments offer.

Five years. During that time, I make monthly payments directly to you, and at the end of the term, the loan is paid in full.

Every deal requires $30,000. I’ve standardized the loan amount to make the process simple and predictable for you.

This isn’t a risky gamble; it’s a carefully structured plan. I sell these properties with owner financing, meaning the buyer makes monthly payments that go directly toward covering your loan. I’ve built my reputation on reliability and will ensure your returns are always on time.

Your loan is secured by the property, which means you’re protected with a deed of trust (or mortgage, depending on the state) and a promissory note. If anything were to happen—although I make it my priority to pay on time—you’d have the legal right to foreclose and take ownership of the property.

You’ll earn a predictable 10–12% return on your money, paid monthly. Plus, your investment is backed by the property, so there’s real security. I handle everything—acquiring the property, marketing, and selling it—while you enjoy consistent payments without lifting a finger.

I focus on distressed properties in affordable housing markets. These homes are outdated or neglected but structurally sound, making them perfect for my buyers. They’re often in areas with strong demand for owner financing, where traditional bank loans are hard to come by.

 

This is highly unlikely, but let me explain the safety net. Your loan is secured by the property, which means you could foreclose and take ownership. And since I buy properties well below market value, there’s still room for profit even in a worst-case scenario.

I typically sell for $89,000 or more. My buyers put down $3,000–$5,000 upfront and pay around $875 a month. This creates an immediate cash flow, covering your loan payments right away.

It’s rare, but if it happens, I handle it entirely. Even if the buyer defaults, I’ll continue making your monthly payments on time. I’ll take on the risk of reselling the property to another buyer, often at the same or higher price. Your investment remains secure because I absorb the risk so you don’t have to.

These properties are in high demand because of their price point and owner financing terms. Most sell within weeks. But even if one takes longer, I’m still responsible for making your monthly payments.

I’ve refined this process to make it as simple and low-risk as possible. By purchasing distressed properties at a deep discount, I create a built-in safety margin. My buyers are pre-qualified for their ability to pay, and my systems are designed to keep everything running smoothly.

Absolutely. Many of my lenders choose to roll their profits into new deals to keep their money working for them. My goal is to build long-term partnerships, so you’ll always have opportunities to reinvest.

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